communication level
I’m trying to find out how to look up the communication rating. First, the communication rating refers to the rating that determines the credit rating of the mobile phone user.
It is calculated using the fees paid by the user, details of overdue, etc. There is also an emergency fund loan in the financial sector that can be applied for using this.
Even if you are not good at using financial products, you do not know when you will suddenly need it, so you need to manage it steadily. Let’s find out how.
For reference, only SKT, KT, and LG U+ customers are rated, and budget phone users are not eligible. 통신등급조회
Table of Contents
communication level
Communication class inquiry method 좋은뉴스
SKT communication rating query
KT, LG U+ Telecom Rating Inquiry
3 telecom grade loans
Nonghyup Bank emergency fund loan
Woori Bank Emergency Loan
Communication fee unreimbursed inquiry
Frequently Asked Questions
Communication class inquiry method
As mentioned above, the communication rating is calculated only for users of the three communication companies, SKT, KT, and LG U+.
SKT communication rating query
Do you know a financial application called Finnq? SKT’s communication rating can be viewed after registering as a member of the PINK app.
SKT subscribers can run the app, log in, and go to ‘More> Credit> T Score Search’ to check.
Communication class inquiry
KT, LG U+ Telecom Rating Inquiry
KT and LG U+ do not have a way to check the communication level. In the case of KT, it was possible to search through a separate site before, but it is currently blocked.
In the case of subscribers of the two telecommunications companies, it is not possible to check directly, but it will not go down if you pay your bill without paying or overdue.
3 telecom grade loans
Let’s take a look at two representative financial products that can apply for loans using telecommunication ratings.
Nonghyup Bank Emergency Loan and Woori Bank Emergency Loan, you can easily apply through a mobile app and proceed without documents.
Although the limit is not large, it can be used when a new social worker, housewife, or unemployed person with a low credit score urgently needs a small amount.
Nonghyup Bank emergency fund loan
If you are a customer aged 19 or older using the three telecommunication companies, you can apply for this product regardless of occupation or income.
The maximum is a small amount of 3 million won, the loan period is 3 years, and the minimum interest rate is 5.93%.
There is no cancellation fee even if repayment is made midway before maturity, but the repayment method is the installment payment method with equal principal and interest.
Find out how to apply for an emergency fund loan from Nonghyup Bank
Customers aged 19 or older, using 3 telecommunication companies
Loan limit Minimum KRW 500,000 ~ maximum KRW 3 million
Loan interest rate 5.93%~7.13%
Loan period 3 years
Woori Bank Emergency Loan
It is a product up to KRW 3 million that can be applied for by customers who fall under telecom level and CB section 1 to 6 regardless of work or income.
The minimum interest rate is 7.61%, the loan period is 1 year, and the repayment method is the negative bankbook method. Please note that there is no fee for repaying in the middle of the year.
Find out how to apply for a Woori Bank emergency fund loan
Calculation of telecommunication class for loan and customers in CB 1~6
Loan limit up to KRW 3 million
Loan interest rate 7.61%~12%
Loan period 1 year
Communication fee unreimbursed inquiry
In the case of canceling the telecommunications company you used or paying too much for telecommunications fees, unrefunded money may occur, but you may miss it without knowing it.
You can easily inquire online for unreimbursed communication expenses, and if there is any unreceived refund, you can have it refunded to your bank account, which is convenient.
There is money that can be returned, but you may have passed it without knowing it, so please check it out and visit it.
Find out how to check communication fee unreimbursed amount
Frequently Asked Questions
How do I increase the communication level?
The communication level is calculated through various criteria such as subscription period, rate plan, and membership level. It usually stays high if you use it for a long time and pay your bills without delinquency.
What can I do with a high communication level?
Although there are no benefits according to the communication grade, among financial products, there is an emergency fund loan that can be used with the communication grade regardless of occupation or income. It can be used when a small amount is urgently needed.
Is it possible to check the communication grade of a low-cost phone?
The communication level is calculated only when the three communication companies (KT, SKT, LG U+) are used. Affordable phone users do not appear.
How many communication levels are there?
There are communication grades from 1 to 9, and they are calculated differently depending on the payment of the fee and the period of use.