. Today, let’s take a look at the Sunshine Loan Card. First of all, this card is not a card that anyone can issue.
This card is issued only if you are eligible to apply.
Qualification is
Completion of required training for the Sunshine Loan Card 삼성 햇살론카드
*Credit score below the bottom 10%
* Annual disposable income of 6 million won or more 이베이스매뉴얼
*Only those with 655 points based on KCB and 724 points based on NICE can be issued.
For the application procedure, you can apply for a guarantee through the Financial Services Agency app, and after completing the required training for the Sunshine Loan card on the financial education portal, you can apply for it at 7 credit card companies after signing a guarantee agreement. Credit card companies that can apply are Lotte, Woori, Hyundai, Kookmin, Samsung, Shinhan, and Hana Card.
Today, let’s take a look at the Sunshine Loan cards that can be issued by Samsung Card.
The annual fee is 5,000 won. If you have a Samsung Card personal credit card, you will not be able to get it.
In addition, according to the Sunshine Loan Card business policy, short-term card loans, long-term card loans, partial payment of a monthly contract, installments and installments over 6 months cannot be settled. do. In addition, the limit of issuance is limited to the limit granted by the Financial Services Agency, and only one credit card company per person can issue it.
First, let’s take a look at the usage cases that are not recognized in the previous month’s performance as the card requires 300,000 won or more for the previous month’s usage performance.
Health insurance, national pension, employment insurance, industrial accident insurance and employment levy for the disabled, national tax, local tax, postage, city gas fee, passport issuance fee, water and sewerage fee, negligence fee, penalty, fine, affiliated stores opened by national public institutions or public organizations Usage amount, elementary, middle and high school tuition, university and graduate school tuition, public transportation, taxi, apartment management fee, real estate rental, gift card and prepaid card purchase and recharge amount, gift certificate purchase amount
Excluding the above, you must spend more than 300,000 won to receive the card benefits