Change of Toss Bank check card benefits – Taxi, transportation, ATM, overseas payment cashback
Woori Payco Check Card and Toss Bank Check Card that is often used as a two-top!
The color of the toss check card I use is lemon blue. In fact, it looks really pretty! And the benefits are good too. 토스뱅크 체크카드 혜택
Toss Bank Lemon Blue Actual Usage Status
Previously, it was 100 won cashback for transportation and 300 won for taxis, fast food, and cafes. So, as shown in the spending history, I got a 100 won discount every time I took the bus, limited to once a day, and I got a 300 won discount when I took a taxi.
However, as of July 2022, the cashback benefit will change. Now let’s get to the details. 이베이스매뉴얼
Summary of Toss Check Card benefits to be changed in July 2022
Immediate cash back of up to KRW 3,500 per day with no performance check card
Toss Check Card Episode 3
The Toss Check Card runs episode 3 benefits from July 1 to December 31, 2022. The benefits change every 6 months, but when you go from Episode 1 to 2, the amount of public transportation cashback has been reduced.
It’s the same in Episode 3. In effect, the card benefits are reduced. However, differences exist.
Cashback benefits scheduled to change in July
That is, the amount of cashback increased when purchasing more than 10,000 won. You can get discounts in 7 areas (taxi, fast food, public transportation, movie theaters, desserts), but movie theaters and desserts are cashback areas that did not exist before.
If you pay less than 10,000 won per transaction with the Toss check card at the affiliated store, you will receive 100 won cash back, and 500 won for payments over 10,000 won. Unlike the first half of 2022, in the second half of 2022, if you purchase more than 10,000 won, you will receive an additional 200 won cash back, and discounts are also available at desserts and movie theaters.
I usually use the Incheon e-eum card, so using the Toss check card as a sub check card for transportation seems to cause more damage. Contrary to me, those who use the Toss check card as the main are likely to benefit.
Check out the differences from the existing Toss Bank check card transportation, taxi, ATM, overseas payment, etc.!
Movies, Desserts, Convenience Stores, Coffee Shops
[Newly added discount area]
Movies: CGV, Lotte Cinema, Megabox
Dessert: Baskin Robbins, Dunkin Donuts
[Existing discount area]
Convenience store: CU, GS25
Coffee shops: Starbucks, Ediya, A Twosome Place, Coffee Bean, Paul Bassett, Blue Bottle, Holly’s, Angel-in-us, Pascucci, Tom N Toms
Fast food, taxi, public transportation, overseas payment
Fast food: McDonald’s, Burger King, Lotteria, Mom’s Touch, Shake Shack
Taxi: General taxi on-site payment, Kakao Taxi, Tada, UT, Macaron
Public transportation: subway, bus that can be used with a postpaid transportation card
Overseas ATM Debit Card Discount
3% unlimited cashback on all overseas payments: $3 waiver of overseas ATM cash withdrawal fee (however, local ATM fee may be charged separately)
Time it takes to get cashback, exclusions and precautions
When Toss Check Card Transportation Cash Back Offered
Notice 1
[Time of Cash Back Offer]
If you make a general payment with a Toss check card, you can receive cashback as soon as the money is withdrawn from your account.
Payment for public transportation is a deferred payment, so when the usage history is received by the bank, you will receive a cashback. Estimated within 1-5 days of using the bus or subway.
For example, if you used the bus on the 1st day, the usage history may be received by the bank on the 3rd day. You will then receive your cashback in 3 days.
Also, if multiple dates are received at the same time, they will all be cashed back on the day they are received. It usually happens when there is a public holiday, so you don’t have to worry about it too much.
Notice 2
[Cashback Exclusions and Precautions]
1. Cash back is available only if you pay over 100 won in cash back
2. Cashback applies only to the first payment on the day, once a day for each area
3. Cashback may not be provided when paying with simple payments such as Naver Pay or Kakao Pay.
4. Cashback is excluded for payment of various fees, interest, gift certificates, gift cards, convenience store delivery, etc.
5. Cashback excluded from stores such as department stores, outlets, airports, and food courts
6. Excluding delivery app cashback
I’ve summarized the main points of caution that confuse you. Be sure to check it several times before using your debit card to ensure that you receive the discount correctly.
Notice 3
[Notes on Overseas Payments]
Toss App – Home tab – Consumption tab – Toss Bank Card – Only payments marked with ‘Overseas Payment’ in the details can be cashbacked.
In addition, overseas lump-sum cash back is paid based on the KRW-converted amount excluding the international brand fee of 1% and the overseas service fee of 0.5 USD per case.
So far, we have looked at the Toss check card benefits that will be changed from July of this year. Contrary to my expectation that the benefits will be greatly reduced, it seems to be okay.
In particular, when calculating a jjjjal of 1,000 won or less, it is advantageous if 100 won is discounted, so please refer to it and use it. It can be mainly used in convenience stores.
Toss Bank Check Card Benefits Season 3 – Comparison of Changed Benefits – Toss Bank Check Card has a large number of users as a deposit and withdrawal bankbook that provides a huge initial discount and high interest rates. The benefits of the check card are set on a seasonal basis and the benefits change every 6 months. From July 1st this year, the benefits of the Toss Bank check card became Season 3, and various changes have been made. In this article, I will try to compare and organize the changing benefits of Toss Bank check card benefit season 3.
index
Toss Bank Check Card Benefits Season 3 Period
The Toss Bank check card consists of seasonal benefits just like the existing lol check cards. Since it has a lot of promotional nature, the benefits tend to decrease as you go on compared to the beginning.
Toss Bank check card benefit period is 6 months, and new benefits are changed every 6 months. The previous Toss Bank check card benefits season 1 was until January 4, 22, season 2 was applied until June 30, and in the case of this season 3, it was applied until December 31, 22.
Toss Bank Check Card Episode Period
Toss Bank check card basic benefits changed in season 3
Based on the amount of credit card accumulated in 7 areas
Changes in cashback accumulation criteria
season 1 season 2 season 3
300 won cashback over 300 won cashback 300 won cash back over 3,000 won – 100 won when paying less than 10,000 won per transaction
– 500 won when paying over 10,000 won per case
Change the cashback earning area
season 1 season 2 season 3
public transport public transport public transport
taxi taxi taxi
cafe cafe cafe
fast food fast food fast food
Convenience store (CU, GS25, 7-Eleven, E-Mart 24, Ministop) Convenience store (GS25, CU) Convenience store (GS25, CU)
movie
dessert
Toss Bank Check Card Cash Back Accumulation Area
movie area
CGV, Lotte Cinema, Megabox
It is provided on the movie theater website and app, and when paying on-site.
If you use the canteen before making a movie reservation payment, you should be careful as the benefits of the movie area may be exhausted.
dessert area
Baskin Robbins, Dunkin Donuts
Department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railway stations, and food courts are excluded from the amount used.
Cashback is provided only for offline on-site payments. Cashback is not available for online orders such as delivery apps.
Toss Bank Check Card Movie – Dessert Area
Convenience store area
Target merchants: CU, GS25
The amount paid for utility bills, the amount paid for courier delivery, the purchase amount of the Hi-Pass Card, and the amount charged on the transportation card are excluded from the cashback.
cafe area
Target affiliated stores: Starbucks, Ediya, A Twosome Place, Coffee Bean, Paul Bassett, Blue Bottle, Holly’s, Angel-in-us, Pascucci, Tom N Toms
Department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railway stations, and food courts are excluded from the amount used.
Cashback is provided only for offline on-site payments. Cashback is not available for online orders such as delivery apps.
Toss Bank Check Card Convenience Store – Coffee Shop Area
fast food area
McDonald’s, Burger King, Lotteria, Mom’s Touch, Shake Shack
Department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railway stations, and food courts are excluded from the amount used.
Cashback is provided only for offline on-site payments. Cashback is not available for online orders such as delivery apps.
taxi area
General taxi on-site payment, Kakao Taxi, Tada, UT, Macaron
public transport area
Buses and subways using a postpaid transportation card
Excluding intercity and express buses
Toss Bank Debit Card Fast Food – Taxi Area
Overseas Payment
Unlimited 3% Cash Back
$3 waiver of overseas ATM withdrawal fees
Toss Bank Check Card Overseas Area
Points to note and exclusions when accumulating cashback on Toss Bank check card
Cashback is credited only once a day for each accrual area, and only for the first payment on the same day.
The minimum amount to earn cash back is 100 won or more.
If you pay 9,900 won at a convenience store, 100 won will be credited immediately for payments of less than 10,000 won. If you pay 10,100 won at a convenience store on the same day, 500 won should be accumulated for payments of 10,000 won or more.
Cashback may not be provided when making simple payments (Naver Pay, Kakao Pay).
Cashback is not provided for gift certificates / gift cards / prepaid card purchases and recharge amounts.
Department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railway stations, and food courts are excluded from the amount used.
Cashback is provided only for offline on-site payments. Cashback is not available for online orders such as delivery apps.
Toss Bank Check Card Benefits Season 3 Overall Review
In Season 1, when you purchase more than 300 won, you get 300 won cash back, so the discount rate was very high.
Coming to Season 2, if you pay 3,000 won or more, you get a 300 won discount, which is a 10% discount rate, which was a very high level of benefits.
Dessert and movie theater benefits were added with season 3, but in fact, there are cards with higher benefits in the case of the brand or movie theater, so it is not a big advantage. , for more than 10,000 won, it is only about 5% of the maximum of 500 won, so the benefit seems to be reduced every week.
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